Horsebox Finance

A horsebox, commonly known as a horse trailer or horse van, is a
specialised vehicle for safely and comfortably transporting horses
To ensure horses remain stable and secure during transit, these mobile
units are equipped with partitions and secure fittings inside.  Please get in
touch with us for Lease and Hire Purchase Finance Options.

Horsebox Finance Options 

Horsebox Finance options vary according to whether you are a private individual or a business owner. Horsebox Finance offers a fixed-rate, monthly payment option with a fixed rate and an instalment payment during the agreement. First Equine Funding provides leasing and hire purchase financing options for horse box purchases. We can give multiple horsebox financing options. It allows us to offer the most competitive and flexible horsebox finance plan regardless of your credit rating or time trading. With over 50 lenders, we can provide the right horsebox finance package that meets your needs.


Try out our online asset calculator

Horsebox Finance in Kent

We are a local Horsebox Finance provider based at Sittingbourne in Kent, serving all over Kent the South East of England and Nationwide. Top reasons to finance your horsebox with us:

  • Tenants and weak credits considered
  • For all credit profiles, we offer horsebox financing that suits you
  • We offer many low-rate Horsebox financing options
  • Thousands of horseboxes are available nationwide
  • We offer quick and easy horsebox finance applications
  • Horsebox financing is approved for most applications
  • No deposit / low deposit terms
  • Payables for horseboxes every month

Horsebox Finance in the UK 

Our company launched First Equine Funding (FEF) in 2017 as a trading style of First Business Finance (UK) Limited. We cover all over the UK. FEF was established to fill the void in the equine industry where horseboxes and equine assets were only sometimes financed on the most flexible terms. As a result, we offer tailored finance options to both businesses and consumers. With over 50 different lenders, we can secure financing for virtually any type of credit, situation, or need. The term can be ten years, and no deposit is required. However, we also offer balloon payments up to 60%, VAT deferrals, and rates as low as 4.5%. We provide a friendly and seamless service with First Business Finance and First Equine Funding.

Horsebox Finance

Horsebox Finance

Types of Horsebox Finance in the UK

Hire Purchase

This is our most common form of finance package – this is where a minimum of 20% deposit is placed (the VAT) and the remainder of the value is spread over the finance term. Each monthly payment is fixed from the start, and at the end of the agreement you own the vehicle outright. This funding option which can be taken up to 7 years.

A balloon option of up to 60% is also available. Balloons are based on the future residual value of the horsebox, it adds flexibilty to the deal whereby you can upgrade your vehicle sooner than you were previously able to.

Business users can also claim 100% of interest offset again taxable profits and claim down yearly write-down allowances against the vehicle. As well as claiming back the VAT deposit.

Finance Lease

The lease option is very similar to a hire purchase, with only two differences: 1 – the VAT does not need to be placed as deposit – so as little as 5% can be put down. 2 – at the end of the contract a title transfer payment must be made (typically charged at the fixed monthly rental).

This is more flexible and VAT/Tax efficient, as each lease cost can be offset again pre tax profits, thus saving cira 20% per year for business users. With the only difference being the VAT is spread across the term, rather than paid upfront. Thereby aiding cash flow.

Terms can be arranged up to 7 years with minimal deposit, and balloons of up to 60%.


CALL: 01634 386 869

What are the benefits of Horsebox Finance?


Our funding options cater to all needs and circumstances. Whether you are a business or consumer, a suitable term can be found for yourself.


Provides a regular payment plan that minimises impact on cash flow.

Tax Benefits

For business users each payment is tax deductible, and the VAT can be claimed back.

Add value

Buying a horsebox outright is a large investment, having the ability to spread the cost brings a number of benefits including having the ability to upgrade to a better standard of vehicle sooner than you might have been able to.

Balloon options

A balloon payment is simply a pre-arranged payment at the end of the finance term which is used to bring down the monthly payment, simply where less is being financed. This is based on the future residual value of the horsebox, so will depend on age, mileage, condition etc. Balloons of 60% are achievable for the right horsebox.


Amina Akram

Sales Executive

Finally, First Equine Funding is the trading name of First Business Finance (UK) Limited and was launched in 2017.  We offer a more comprehensive range of finance options than most of our competitors. Whatever our client’s requirements are, we can work towards a solution that meets them. Please fill out the contact form for Horsebox Finance quotes or for any enquiries. We will get in contact with you to discuss the next step. You can get an idea of finance costs by checking our calculator.

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